I really need to get a handle on exactly where my money goes and just as important, when it’s coming out of my account.  I’m constantly surprised when I check my checking account and see a new charge… gotta get a handle on this.  Tomorrow i’ll go through my records and get a day to day list of where my $$ are going and when it’s going there. 

There are two reasons for this:

•  Late and missed payments, once I have the info I can setup my billpayer to auto submit payments.
•  Once I know when the cash is coming out I can move money into my savings account and leave enough to cover the bills.  Right now I get direct deposit into my checking account and just leave it there.  I expect to earn a few dollars a month in interest soon.  Not much, but at this point every penny counts.

I’ll post up my outgoing amounts tomorrow.

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