Hello everyone, I’m creating this blog as a sort of personal contract with myself.  I think if I put it in writing and post it up i’ll actually follow my own advice.  Right now i’m about 43k in debt; some credit card debt and not one but two vehicle loans.  I intend to zero out by early 2010, that’s about 14 months which means about 3k per month.  At my salary and expenses that is pretty much impossible.  I’m going to work on getting my expenses to the bare minimum as well as generating some extra income.  You won’t read anything here about mutual funds, stocks or bonds.  I’m in no position to even think about purchasing any of that.  This site is for the check to check working stiff.  Maybe next year i’ll dabble in that high fallutin’ financing.

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